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Zila Sahkari Bank Ltd. Mirzapur

                                                                                                                  (Rs. In Lakh)

Particulars

Previous Year

Previous Year

Current Year

Balance Sheet

31.03.2015

 31.03.2016

 31.03.2017

Capital

1230.00

1345.93

1410.98

Reserve & Surplus

2651.14

2651.34

2724.11

Deposits

29807.87

32313.31

34743.56

Borrowings

10821.17

10340.74

13537.56

Other Liabilities

989.85

956.21

813.17

Total Liabilities

45500.03

47607.53

53229.38
       

Cash and Bank Balances

3055.79

2717.42

3151.94

Investments

27426.87

28989.91

30298.50

Loans and advances

12266.65

13354.00

17042.57

Other Assets

2750.72

2546.20

2736.37

Total Assets

45500.03

47607.53

53229.38
       

Profit & Loss Account

     

Interest Income

3112.41

3407.34

3363.98

Other Income

455.84

228.86

220.02

Total Income

3568.25

3636.20

3584.00

Interest Expenditure

2389.48

2436.03

2236.22

Other Expenditure

1178.77

1180.38

1318.53

Total Expenditure

3568.25

3616.41

3554.75

Profit

35.25

19.79

29.25
       

Other Working Results

     

CD Ratio (%)

41.15

41.33

49.05

Recovery Performance (%)

75.36

75.48

61.39

Gross NPAs

1077.42

1130.20

1151.72

Net NPAs

258.99

337.23

358.75

% of Gross NPAs to total advances

8.78

8.46

6.76

% of net NPAs to net loans

2.26

2.68

2.19

Capital adequacy ratio (%)

11.94

11.88

10.92

Net Worth

2172.89

2300.92

2395.36